Now is the perfect time to get frugal, tighten the purse-strings and make some super savings by getting savvy with our outgoings. We’ve pulled together some moola-saving tips to make that December pay packet stretch a little further.

Try a zero-spend day

Take a day off from spending one day a week and put anything you would have spent on lunch, coffee or a takeaway straight into your savings. Every little helps!

It requires a bit of planning and meal prep but it’ll help you evaluate your...