This week on my podcast, I read my short story “Moral Hazard,” published last month in MIT Press’s Communications Breakdown, a science fiction anthology edited by Jonathan Strahan. “Moral Hazard” is a story about inequality, fintech, and the problems of “solutionism.”

I know exactly where I was the day I decided to give every homeless person in America their own LLC. I was in the southeast corner of the sprawling homeless camp that had once been Seattle’s Discovery Park on a rare, dry Februar...