When you hear the word “karma,” what do you think of? For many it evokes a sort of balance sheet. You might imagine past mistakes as debits against you. You see yourself as “ in the red” with the universe and you never know when it will come to collect that debt. Consequently, you might live fearing that a punishment will one day catch up to you when you least expect it. Along the same line, you might also think you can build a positive credit with the universe by doing good deeds. Or maybe you...